Privacy Policy

Privacy Policy

Last Updated: January 2026

ShikaNova Ltd. (“we,” “our,” or “us”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you visit our website, use our services, or interact with our platforms.

By accessing or using our website and services, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

Personal Information

  • Full name

  • Email address

  • Phone number

  • Address or location (city/country level)

  • Identification details where required for financial or credit services

  • Any information you voluntarily provide through forms or communications

Usage & Technical Information

  • IP address

  • Browser type and device information

  • Pages visited and time spent on our website

  • Cookies and similar tracking technologies

For our fintech and electronic credit services, we may also collect limited financial or verification data necessary to provide secure and compliant services.

2. How We Use Your Information

We use your information to:

  • Provide and improve our services

  • Process applications for digital skills training, electronic credit, or financial products

  • Communicate updates, support responses, and service-related information

  • Personalize user experience

  • Conduct internal analytics and research

  • Meet legal, regulatory, and compliance requirements

  • Prevent fraud and enhance platform security

We only collect data that is relevant and necessary for these purposes.

3. Data Sharing & Disclosure

ShikaNova Ltd. does not sell your personal information.

We may share data only with:

  • Trusted partners and service providers who support our operations (under confidentiality agreements)

  • Financial or technology partners required to deliver our services

  • Regulatory authorities when legally required

All third parties are obligated to protect your data and use it solely for authorized purposes.

4. Data Security

We implement appropriate technical and organizational safeguards to protect your information against unauthorized access, loss, misuse, or alteration. These include secure servers, encrypted communications where applicable, and controlled access to sensitive data.

While we take strong measures to protect your data, no system is completely secure. We encourage users to also protect their login credentials and personal devices.

5. Cookies

Our website may use cookies to improve functionality and user experience. Cookies help us understand how visitors use our site and allow us to enhance performance. You may choose to disable cookies through your browser settings, though this may affect certain features.

6. Your Rights

You have the right to:

  • Request access to your personal data

  • Request correction of inaccurate information

  • Request deletion of your data (subject to legal obligations)

  • Withdraw consent where applicable

  • Object to certain data processing activities

To exercise these rights, please contact us using the details below.

7. Children’s Privacy

Our services are not intended for children under the age of 13 without parental or guardian consent. We do not knowingly collect personal information from children without appropriate authorization.

8. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes.

9. Changes to This Policy

ShikaNova Ltd. may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Last Updated” date. Continued use of our services indicates acceptance of the updated policy.